在英语作文中描述如何使用ATM，可以按照以下步骤进行：

引入话题

可以先提及ATM在日常生活中的普及程度，例如：“ATM is not fresh to city residents. You can find at least one such machine in banks. And now, it is spreading in most rural areas of China.”

描述ATM的功能

说明ATM的主要功能，如存取款、查询余额等。例如：“It is a common phenomenon for people to withdraw or deposit money through the ATM.”

讨论ATM的优点

阐述ATM给银行职员和客户带来的便利。例如：“ATM has helped both bank clerks and their customers greatly. For one thing, it partly frees the clerks from heavy work. For another thing, it provides customers with more speedy and around-the-clock service.”

指出ATM的不足

提及ATM的一些局限性，如取款限额、安全风险等。例如：“But, ATM can be imperfect. First of all, you can’t withdraw as much money as you want. Five thousand Yuan is the maximum sum you can get daily. Secondly, there are risks for…”

总结

可以简要总结ATM的重要性，并给出个人建议。例如：“Despite its imperfections, ATM remains an essential part of modern banking services. It is recommended to use ATM with caution and to be aware of its limitations.”

---

On the Use of the ATM

ATM is not fresh to city residents. You can find at least one such machine in banks. And now, it is spreading in most rural areas of China. It is a common phenomenon for people to withdraw or deposit money through the ATM. ATM has helped both bank clerks and their customers greatly. For one thing, it partly frees the clerks from heavy work. For another thing, it provides customers with more speedy and around-the-clock service.

However, ATM can be imperfect. First of all, you can’t withdraw as much money as you want. Five thousand Yuan is the maximum sum you can get daily. Secondly, there are risks associated with using ATM, such as the risk of theft or fraud. It is important to ensure that your PIN is kept secure and to be aware of the surroundings when using the machine.

Despite its imperfections, ATM remains an essential part of modern banking services. It is recommended to use ATM with caution and to be aware of its limitations. By doing so, we can fully benefit from the convenience it offers while minimizing potential risks.

---

希望这个示例能帮助你更好地理解如何在英语作文中使用ATM的相关信息。